Agentic CommerceEmerging term
Agent Accountability
Agent accountability is the ability to attribute agent-led commerce actions to responsible principals, platforms, and controls.
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Agentic Commerce Terms
Trust language for AI shopping agents, merchant readiness, and delegated purchase risk.
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48 published definitions in this topic.
Agentic CommerceEmerging term
Agent Identity
Agent identity is the authenticated representation of a software or AI agent in commerce and payment systems.
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Agent Payment Liability
Agent payment liability is the question of who bears loss when an agent-initiated payment is wrong, fraudulent, or disputed.
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Agent Payment Mandate
An agent payment mandate is a recorded permission defining when an agent may initiate payments for a principal.
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Agent Payment Revocation
Agent payment revocation is immediately canceling an agent’s authority or credentials to initiate payments.
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Agent Purchase Permission
Agent purchase permission is explicit allowance for an agent to buy specified goods or services.
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Agent Spending Limit
An agent spending limit caps how much an AI or software agent may spend per transaction, period, or merchant category.
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Agent Transaction Audit Trail
An agent transaction audit trail is the recorded sequence of permissions, decisions, and payment events for an agent-led purchase.
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Agent Transaction Consent
Agent transaction consent is the principal’s informed agreement that an agent may perform a payment or class of payments.
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Agent Transaction Dispute
An agent transaction dispute is a challenge to a payment that an AI or software agent initiated or influenced.
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Agent-Initiated Payment
An agent-initiated payment is a payment started by a software agent acting for a user or organization.
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Agent-Ready Checkout
Agent-ready checkout is a checkout implementation designed for safe completion by authorized software agents.
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Agent-Ready Merchant
An agent-ready merchant is a seller that exposes reliable identity, policy, and checkout signals suitable for agent-led purchasing.
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Agent-Safe Merchant
An agent-safe merchant is a seller whose public identity, policies, and trust signals are clear enough for cautious AI-mediated purchasing.
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Agentic Cart
An agentic cart is a structured shopping cart assembled by an agent before payment authorization.
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Agentic Commerce
Agentic commerce is shopping or procurement where an AI agent researches, compares, negotiates, or initiates purchases with limited human supervision.
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Agentic Commerce Protocol
An agentic commerce protocol (ACP) is a structured protocol proposal for how agents discover merchants, carts, and payment steps.
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Agentic Due Diligence
Agentic due diligence is automated pre-transaction verification an AI agent performs using public evidence and policy constraints.
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Agentic Merchant Discovery
Agentic merchant discovery is how AI agents find and select merchants or offers to purchase from.
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Agentic Payment Credential
An agentic payment credential is a card, token, or wallet credential issued or scoped for agent-use payments.
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Agentic Payment Fraud
Agentic payment fraud is fraud committed through or against AI-agent payment flows, including unauthorized agent spend and agent impersonation.
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Agentic Payments
Agentic payments are payments initiated or completed by an AI agent under delegated authority from a human or organization.
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Agentic Product Feed
An agentic product feed is a structured catalog agents use to discover accurate products, prices, and availability.
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AI Checkout
AI checkout is a checkout flow in which an AI agent assembles cart, shipping, and payment steps with limited human clicks.
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AI Vendor Verification
AI vendor verification is confirming a seller or supplier’s legitimacy with evidence an AI system can cite before recommending or paying them.
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AI-Initiated Payment
An AI-initiated payment is a payment instruction started by an artificial intelligence system rather than a direct human checkout click.
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Autonomous Transaction
An autonomous transaction is a payment or purchase executed with little or no real-time human approval at the moment of payment.
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Autonomous Transaction Risk
Autonomous transaction risk is the chance an AI agent initiates payment or data sharing with a harmful or misidentified counterparty.
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Conversational Checkout
Conversational checkout is completing payment inside a chat or voice dialogue rather than a traditional web cart page.
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Conversational Commerce
Conversational commerce is buying and selling conducted through chat, voice, or messaging interfaces.
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Delegate Token
A delegate token is a payment or auth token scoped for an agent to use under a principal’s delegation policy.
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Delegated Authorization
Delegated authorization is permission for an agent to approve or request payments within defined constraints on behalf of a principal.
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Delegated Payment
A delegated payment is a funds movement executed by an agent using payment permissions granted by a principal.
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Delegated Purchase Authority
Delegated Purchase Authority is the scoped permission that lets an AI agent spend or commit on a person’s or organization’s behalf.
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Delegated Tokenization
Delegated tokenization issues or shares payment tokens that an agent can use without exposing the principal’s raw PAN.
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Delegated Transaction
A delegated transaction is a payment or purchase performed by an agent under authority delegated by a principal.
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Human-in-the-Loop Payment
A human-in-the-loop payment requires a person to confirm a critical step before an agent’s payment is finalized.
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Machine-Readable Checkout
Machine-readable checkout is checkout information structured so agents can parse price, identity, and terms without guessing from HTML alone.
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Machine-Readable Payment Policy
A machine-readable payment policy states accepted methods, currencies, taxes, and authorization rules in structured form for agents.
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Machine-Readable Refund Policy
A machine-readable refund policy expresses return and refund terms in a structured form agents can evaluate before purchase.
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Malicious AI Agent
A malicious AI agent is an automated agent that attempts fraud, abuse, or unauthorized purchases in commerce systems.
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Mastercard Agent Pay
Mastercard Agent Pay is a branded Mastercard program initiative for agent-initiated payments on Mastercard rails.
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Merchant of Record Preservation
Merchant-of-record preservation means keeping a clear, correct merchant-of-record when agents intermediate discovery or checkout.
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Token Portability
Token portability is the ability to move or reuse a payment token across agents, devices, or merchants under controlled rules.
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Trusted AI Agent
A trusted AI agent is an agent that a principal, platform, or merchant treats as meeting identity, policy, and behavior expectations for commerce.
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Universal Commerce Protocol
A universal commerce protocol (UCP) is emerging vocabulary for a cross-platform standard intended to let agents transact with many merchants consistently.
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Verifiable Purchase Intent
Verifiable purchase intent is evidence that a principal truly meant to authorize a specific agent-led purchase.
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Visa Intelligent Commerce
Visa Intelligent Commerce is a branded Visa program initiative aimed at enabling AI-agent shopping and payment experiences on Visa rails.
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